Fuquay Varina, NC Office

Gradient Investments, LLC provides discretionary investment management to individuals, high‑net‑worth clients, institutions, pension and profit‑sharing plans, trusts, estates, corporations, and charitable organizations. The firm is strictly fee‑only, does not act as a custodian, and delivers managed portfolios using no‑load mutual funds, ETFs, individual equities, money market funds and ERISA 3(38) plan services.

Gradient employs a proprietary Wright Investment Strategies framework and offers a range of model and custom portfolios, including Strategic, Tactical (quantitative), Allocation, Defined Outcome (including structured notes), Preservation, a Private Wealth series that accesses private equity and private credit, and a recently added Custom Indexing, tax‑aware strategy. Portfolios are typically managed on a discretionary basis, may use sub‑advisors, and are continuously monitored with periodic reviews and rebalancing.

Noteworthy attributes include a very high client‑to‑advisor ratio—26,803 clients served by 31 advisors, implying more than 860 clients per advisor—which reflects a referral‑driven distribution model and an AUM incentive program for referring RIAs. The brochure also discloses a complex ownership and affiliate structure (majority ownership by a family trust and ties to affiliated advisory, broker‑dealer and insurance entities) and emphasizes disclosures and policies to mitigate related conflicts; the firm does not present comprehensive financial planning services as a core offering.