Investments & Financial Planning, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$317,772,619
Clients
750
Advisors
3
of 6 employees
About
Investments & Financial Planning, LLC provides portfolio management and financial planning services primarily to individual clients, including high-net-worth individuals, and to charitable organizations. The firm offers discretionary management using mutual funds and ETFs and also provides single-subject and ongoing financial planning and consulting services.
The firm’s investment approach centers on creating diversified portfolios largely through the American Funds family of mutual funds and ETF selections, with discretionary authority to implement model allocations on behalf of clients. It also uses third‑party technology — including Pontera for held-away and workplace retirement accounts and AdvicePay for electronic billing — to monitor and rebalance accounts and facilitate fee collection without taking custody of client assets.
Notable features that distinguish the firm from many peers include a high client-to-advisor load (two advisors serving roughly 750 clients), sponsorship of a wrap‑fee program that runs on Charles Schwab execution, and the presence of affiliated personnel who are licensed insurance agents and may earn commissions on insurance sales. The firm also accesses custodian-sponsored educational conferences and events through Schwab and maintains direct account relationships with American Funds, which shape its operational and service model.
Client services
Expertise
Fee options
Fixed fees ranging from $1,000 to $5,000 for financial planning services
Up to 1.00% annually
Insurance commissions earned by certain persons affiliated with the firm for selling insurance products, separate and in addition to advisory fees
$150 to $500 per hour
Subscription-based financial planning and consulting services with automatic annual renewal unless cancelled
Main office
1795 Alysheba Way, Suite 7104
Lexington KY 40509
Advisors at this office
3
Most active in
Kentucky · Louisiana · Tennessee · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
James M
Series 63, Series 66
Lexington, KY
Investments & Financial Planning, LLC
James Mullins is a financial advisor at Investments & Financial Planning, LLC in Lexington, KY, with 23 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Securities America, Inc., Securities Service Network, Inc., and WFG Investments Inc. In addition to his advisory role, he owns and manages JEM Financial Planning, LLC. Investments & Financial Planning, LLC provides portfolio management and financial planning services primarily to individual and high net worth clients, as well as charitable organizations. The firm utilizes no-load mutual funds and exchange-traded funds, applying both fundamental and technical analysis with long- and short-term strategies.
Kenta I
Series 65
Lexington, KY
Investments & Financial Planning, LLC
Kenta Ito is a financial advisor with Investments & Financial Planning, LLC in Lexington, KY. He holds a Series 65 designation and has one year of industry experience. Prior to joining the firm, he held roles at Alight Solutions, BlackBeltHelp, and Twitch Interactive, Inc. He has been involved with the Unitarian Universalist Fellowship of Madison County and the Richmond Area Arts Council. Investments & Financial Planning, LLC provides portfolio management and financial planning services primarily to individual and charitable clients. The firm’s approach focuses on diversified portfolios using American Funds mutual funds and ETFs, offering discretionary management and leveraging third-party technology for account monitoring and client billing.
David S
CFP®, ChFC®, Series 63
Lexington, KY
Investments & Financial Planning, LLC
David Short is a financial advisor with Investments & Financial Planning, LLC in Lexington, KY, holding the CFP® and ChFC® designations and possessing 26 years of industry experience. Prior to his current role, he worked at Securities America, Inc., Securities Service Network, Inc., and WFG Investments Inc. Outside of advising, he is also involved in fixed insurance sales and manages an LLC established for tax reporting purposes. Investments & Financial Planning, LLC provides portfolio management and financial planning services primarily to individual clients, including high net worth individuals, and charitable organizations. The firm employs no-load mutual funds and exchange-traded funds, using both fundamental and technical analysis, and conducts at least annual account reviews.
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