R.D. Smothers Wealth Management
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$73,325,372
Clients
245
Advisors
3
of 11 employees
About
R.D. Smothers Wealth Management advises individuals, families, trusts, estates, retirement plans, corporations and nonprofit clients, offering discretionary and non‑discretionary portfolio management, financial planning, and hourly consulting services. The firm also recommends third‑party money managers and provides access to model portfolios through a sub‑advisory arrangement with AE Wealth Management and select American Funds options.
The firm begins client relationships by developing a Financial Profile and an Investment Plan to reflect each client’s goals and risk tolerance, then implements those plans through a mix of model portfolios and customized allocations, with discretionary authority available when granted. Investment strategies described in the brochure range from long‑ and short‑term equity positions to the use of ETFs, mutual funds, options, margin, private placements and other instruments, and the firm monitors performance of any recommended third‑party managers.
Distinctive features disclosed in the brochure include an affiliated insurance business (RDS Insurance Group) and representatives who are licensed insurance agents and retain commission‑based compensation for insurance sales, a practice the firm identifies as a potential conflict of interest. The firm is a small, supported practice with about $75 million in assets under management, is in the process of transitioning from a branch arrangement to independent RIA status, and discloses an affiliated real estate entity that the owner does not recommend to clients.
Client services
Expertise
Fee options
$0 - $249,999.99: 1.55% $250,000 - $499,999.99: 1.50% $500,000 - $999,999.99: 1.45% $1,000,000 - $2,999,999.99: 1.35% $3,000,000+: 1.25%
Insurance commissions earned by persons providing investment advice are separate and in addition to advisory fees.
Hourly consulting fees range from $100 to $500 per hour based on complexity of services.
Main office
112 E. Main Street, Suite 200
Campbellsville KY 42718
Advisors at this office
3
Most active in
Kentucky · Tennessee
Also doing business as
R.D. Smothers Wealth Management · R.D. Smothers Wealth Management, LLC · Rds Wealth
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Quentin K
Series 65
Campbellsville, KY
R.D. Smothers Wealth Management
Quentin Knifley is a Series 65-licensed advisor at R.D. Smothers Wealth Management with three years of industry experience. Before joining the firm, he worked for over a decade at Taylor County Tire Sales. Outside of his advisory role, he owns and manages a rental property and operates an insurance agency specializing in life insurance and annuities. R.D. Smothers Wealth Management serves individuals, families, trusts, estates, retirement plans, corporations, and nonprofits by providing portfolio management, financial planning, and consulting. The firm uses a combination of model portfolios and customized allocations to implement client investment plans and offers access to third-party money managers and model portfolios through sub-advisory relationships.
Dalton H
Series 66
Campbellsville, KY
R.D. Smothers Wealth Management
Dalton Harris is a financial advisor at R.D. Smothers Wealth Management in Campbellsville, KY, holding a Series 66 designation with three years of industry experience. His prior work includes roles at Sanford C. Bernstein & Co., Edward Jones, Raymond James Financial Services, and Wealth Strategies Partners. R.D. Smothers Wealth Management serves individuals, families, trusts, estates, retirement plans, corporations, and nonprofit clients, offering portfolio management, financial planning, and consulting services. The firm uses a client-focused approach, developing financial profiles and investment plans implemented through model portfolios, customized allocations, and recommended third-party managers.
Roger S
Series 66
Campbellsville, KY
R.D. Smothers Wealth Management
Roger Smothers Jr. is a financial advisor with R.D. Smothers Wealth Management in Campbellsville, KY, holding a Series 66 designation and 10 years of industry experience. He has previously worked at AE Wealth Management, Stratford Group, and Transamerica Financial Advisors among others. Smothers is the chapter president of the American Financial Education Alliance’s Cumberland Chapter, where he speaks at educational seminars on taxes and social security. R.D. Smothers Wealth Management serves individuals, families, trusts, estates, retirement plans, corporations, and nonprofit clients, offering portfolio management, financial planning, and consulting services. The firm uses customized investment plans incorporating model portfolios and third-party managers, employing a range of strategies including equities, ETFs, options, and private placements.
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