Flat-fee financial advisors working with founders and business owners in Centralia, IL
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
If you run a business or recently started one, you need an advisor who understands how to balance your personal and business finances together. A common mistake is treating your business income and personal wealth as separate, which can lead to missed tax and growth opportunities. Flat-fee advisors charge a set price, so you know what to expect without surprise fees.
- Business cash flow insight. Look for advisors who ask detailed questions about your business revenue cycles and expenses, not just your personal income.
- Tax planning awareness. Since Illinois doesn’t tax retirement income but has high property taxes, confirm how they factor this into your long-term plans.
- Growth and exit strategy. Ask how they help founders plan for scaling or selling their business while protecting personal wealth.
- Fee transparency. Flat fees mean predictable costs; verify what services are included to avoid unexpected charges.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Lea A
Series 66
Salem, IL
Benjamin F. Edwards & Company, Inc.
Lea Ashby offers expertise in retirement plans for business owners and tax-loss harvesting, which can help founders in Centralia, IL manage both personal and business finances effectively. Her affiliation with Benjamin F. Edwards, a large firm with $15.7 billion in assets and 436 advisors, provides access to diverse investment strategies and negotiable flat fees, distinguishing her from other advisors with different fee structures or smaller firm resources.
Experience: 22 years
Avg account: $553,528
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Ian T
Series 66
Breese, IL
Midwestern Securities Trading Company, LLC
Ian Timmermann offers flat-fee financial planning and specializes in retirement plans for business owners, business exit strategies, and wealth management, making him suitable for founders and business owners near Centralia, IL. His firm combines fundamental and technical analysis and serves a large retail client base, providing both discretionary and non-discretionary managed accounts, which may offer a broader investment approach compared to other advisors in the area.
Experience: 1 year
Avg account: $161,531
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Douglas M
Series 63, Series 66
Salem, IL
LPL Financial
Douglas Malan offers flat-fee financial planning tailored for founders and business owners near Centralia, IL, with 22 years of experience and expertise in retirement plans for business owners and tax-loss harvesting. Affiliated with LPL Financial, a large firm providing diverse investment solutions, he combines seasoned insight with transparent flat-fee and hourly fee options, distinguishing him from advisors with less firm support or fewer specialty services.
Experience: 23 years
Avg account: $399,489
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Rex S
Series 63, Series 66
Mt Vernon, IL
Cetera
Rex Scott's 27 years of experience and expertise in retirement plans for business owners and tax-loss harvesting make him well-suited to address the financial needs of founders and business owners in Centralia, IL. Operating through Cetera, a large firm, he offers flat-fee financial planning and consulting negotiated with clients, providing transparent costs and access to a broad range of portfolio management and fiduciary services.
Experience: 27 years
Avg account: $306,089
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Mccabe S
Series 66
Mt. Vernon, IL
J. W. Cole Advisors, Inc.
Mccabe Strothmann offers flat-fee financial planning and consulting services suitable for founders and business owners, with seven years of experience and a Series 66 designation. Based in Mt. Vernon, IL, he works within J.W. Cole Advisors, a large SEC-registered firm providing diverse investment solutions and both discretionary and non-discretionary approaches, which may offer broader resources compared to smaller firms.
Experience: 8 years
Avg account: $255,702
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