Flat-fee, wealth management financial advisors in Centralia, IL
The right financial advisor for you depends on how you weigh location, expertise, experience, the clients they typically serve, and how they work with you.
When you're managing multiple financial goals and want clear, predictable fees, a flat-fee wealth management advisor can help you avoid surprises in billing. Without this clarity, you might face unexpected costs that complicate your financial planning.
- Comprehensive wealth oversight. Look for advisors who integrate investment, tax, and estate planning to keep your entire financial picture aligned.
- Fee transparency. Confirm how the flat fee covers services and whether any additional costs might arise.
- Local tax knowledge. Since Illinois doesn't tax retirement income but has high property taxes, ask how they factor this into your plan.
- Experience with diverse clients. Check if they have worked with clients at your life stage or financial complexity to ensure relevant guidance.
Here are top matches to get you started. Review each profile to compare experience, credentials, and approach.
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Lea A
Series 66
Salem, IL
Benjamin F. Edwards & Company, Inc.
Lea Ashby offers flat-fee financial planning with negotiable fees and has 21 years of experience in wealth management, including expertise in passive and active portfolio management and tax-loss harvesting. Based in nearby Salem, IL, she works at Benjamin F. Edwards & Company, a large firm with $15.7 billion in assets and a broad client base, providing access to diverse advisory programs and investment strategies.
Experience: 22 years
Avg account: $553,528
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Ian T
Series 66
Breese, IL
Midwestern Securities Trading Company, LLC
Ian Timmermann offers flat-fee financial planning options and specializes in wealth management, retirement plans for business owners, and business exit strategies, making him suitable for clients seeking comprehensive wealth oversight in Centralia, IL. His firm combines fundamental and technical analysis and serves both individual and high-net-worth clients, providing a blend of investment approaches and client types that may differ from other advisors in the area.
Experience: 1 year
Avg account: $161,531
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Douglas M
Series 63, Series 66
Salem, IL
LPL Financial
Douglas Malan offers flat-fee financial planning and consulting services, making him suitable for clients seeking predictable fees in wealth management near Centralia, IL. With 22 years of experience and credentials like Series 63 and 66, he operates through LPL Financial, a large firm providing diverse investment solutions and serving a broad client base including high-net-worth households.
Experience: 23 years
Avg account: $399,489
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Rex S
Series 63, Series 66
Mt Vernon, IL
Cetera
Rex Scott offers flat-fee financial planning and consulting, making him suitable for clients seeking predictable costs in wealth management near Centralia, IL. With 27 years of experience and expertise in tax-loss harvesting, retirement plans for business owners, and charitable giving, he brings a seasoned approach supported by Cetera's large-firm resources and diverse client services.
Experience: 27 years
Avg account: $306,089
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